94-646 Lumiaina Street AA102Waipahu, HI 96797

!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA entitlement, no problem. Welcome Home. Here is a rare opportunity to own in beautiful Waikele with one of the most valuable financing advantages on the market today. Take advantage of an assumable VA loan opportunity that could allow buyers to secure a lower interest rate, reduce cash needed to close, and potentially avoid monthly PMI compared to conventional financing. This inviting home offers comfortable island living in one of Central Oahu’s most convenient communities. Enjoy easy access to Waikele Premium Outlets, dining, grocery stores, parks, golf courses, schools, and freeway connections for a smoother daily commute. The functional layout creates a warm and welcoming atmosphere perfect for relaxing after a long day or entertaining family and friends. Whether you're a first-time buyer, investor, or looking to downsize, this property delivers affordability, convenience, and long-term value in one incredible package. Don’t miss this unique opportunity to own in sought-after Waikele with a financing advantage that's sparcely available in today’s market.